Topmost reasons to decline store credit card offers

Every now and then, you keep coming across the store credit card offers. Every big departmental retail store or mall has tied up with one or the other credit card company. The offers look very interesting but there are reasons which can lead you in troubles like debt trap, bad credit score etc.

Store Credit Card Offer
Store Credit Card Offer

Following are the reasons you can consider to say no to offers of credit cards from retail stores.

1. They may be more expensive in terms of higher interest rates, lower reward points etc.
2. May hurt your credit score
3. Credit limits offered are generally lower
4. You may easily lose track off as they are not linked to your bank accounts

8 thoughts on “Topmost reasons to decline store credit card offers”

  1. Very informative article. It indeed is like a trap. Looks promising but offers nothing.

    Thanks again.

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